{"id":584569,"date":"2025-09-21T16:30:32","date_gmt":"2025-09-21T13:00:32","guid":{"rendered":"https:\/\/delta.ir\/blogg\/?p=584569"},"modified":"2025-12-13T10:31:19","modified_gmt":"2025-12-13T07:01:19","slug":"blue-online-loan","status":"publish","type":"post","link":"https:\/\/delta.ir\/blogg\/news\/blue-online-loan\/","title":{"rendered":"\u0648\u0627\u0645 \u0622\u0646\u0644\u0627\u06cc\u0646 \u0628\u0644\u0648 \u06f1\u06f4\u06f0\u06f4\u061b \u0631\u0627\u0647\u0646\u0645\u0627\u06cc \u06a9\u0627\u0645\u0644 \u062b\u0628\u062a\u200c\u0646\u0627\u0645\u060c \u0634\u0631\u0627\u06cc\u0637 \u0648 \u0645\u062f\u0627\u0631\u06a9"},"content":{"rendered":"<blockquote><p><em>\u0627\u06af\u0631 \u0628\u0647\u200c\u062f\u0646\u0628\u0627\u0644 \u062a\u0633\u0647\u06cc\u0644\u0627\u062a \u0633\u0631\u06cc\u0639\u060c \u0628\u062f\u0648\u0646 \u0636\u0627\u0645\u0646 \u0648 \u062a\u0645\u0627\u0645\u200c\u0622\u0646\u0644\u0627\u06cc\u0646 \u0647\u0633\u062a\u06cc\u062f\u060c <strong>\u0648\u0627\u0645 \u0622\u0646\u0644\u0627\u06cc\u0646 \u0628\u0644\u0648<\/strong> \u06cc\u06a9\u06cc \u0627\u0632 \u0633\u0627\u062f\u0647\u200c\u062a\u0631\u06cc\u0646 \u0645\u0633\u06cc\u0631\u0647\u0627 \u062f\u0631 \u0627\u06cc\u0631\u0627\u0646 \u0627\u0633\u062a. \u062f\u0631 \u0627\u06cc\u0646 \u0631\u0627\u0647\u0646\u0645\u0627\u060c \u0627\u0632 \u0634\u0631\u0627\u06cc\u0637 \u0648 \u0645\u062f\u0627\u0631\u06a9 \u062a\u0627 \u062b\u0628\u062a\u200c\u0646\u0627\u0645 \u0645\u0631\u062d\u0644\u0647\u200c\u0628\u0647\u200c\u0645\u0631\u062d\u0644\u0647 \u0648 \u0645\u0642\u0627\u06cc\u0633\u0647 \u0628\u0627 \u0646\u0626\u0648\u0628\u0627\u0646\u06a9\u200c\u0647\u0627\u06cc \u062c\u0647\u0627\u0646\u06cc \u0631\u0627\u060c \u06a9\u0648\u062a\u0627\u0647 \u0648 \u06a9\u0627\u0631\u0628\u0631\u062f\u06cc \u0645\u0631\u0648\u0631 \u0645\u06cc\u200c\u06a9\u0646\u06cc\u0645.<\/em><\/p><\/blockquote>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_87_1 counter-hierarchy 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class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/delta.ir\/blogg\/news\/blue-online-loan\/#%D9%88%D8%A7%D9%85_%D8%A8%D8%AF%D9%88%D9%86_%D8%B6%D8%A7%D9%85%D9%86\" >\u0648\u0627\u0645 \u0628\u062f\u0648\u0646 \u0636\u0627\u0645\u0646<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/delta.ir\/blogg\/news\/blue-online-loan\/#%D9%88%D8%A7%D9%85_%D8%A2%D9%86%D9%84%D8%A7%DB%8C%D9%86\" >\u0648\u0627\u0645 \u0622\u0646\u0644\u0627\u06cc\u0646<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/delta.ir\/blogg\/news\/blue-online-loan\/#%D8%A7%D9%86%D9%88%D8%A7%D8%B9_%D9%88%D8%A7%D9%85%E2%80%8C%D9%87%D8%A7_%D9%88_%D9%85%D8%B3%DB%8C%D8%B1%D9%87%D8%A7%DB%8C_%D8%AF%D8%B3%D8%AA%D8%B1%D8%B3%DB%8C\" >\u0627\u0646\u0648\u0627\u0639 \u0648\u0627\u0645\u200c\u0647\u0627 \u0648 \u0645\u0633\u06cc\u0631\u0647\u0627\u06cc \u062f\u0633\u062a\u0631\u0633\u06cc<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/delta.ir\/blogg\/news\/blue-online-loan\/#%D8%AC%D8%AF%D9%88%D9%84_%D9%85%D9%82%D8%A7%DB%8C%D8%B3%D9%87\" >\u062c\u062f\u0648\u0644 \u0645\u0642\u0627\u06cc\u0633\u0647<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/delta.ir\/blogg\/news\/blue-online-loan\/#%D8%AB%D8%A8%D8%AA%E2%80%8C%D9%86%D8%A7%D9%85_%D9%85%D8%B1%D8%AD%D9%84%D9%87%E2%80%8C%D8%A8%D9%87%E2%80%8C%D9%85%D8%B1%D8%AD%D9%84%D9%87_%DA%AF%D8%A7%D9%85%E2%80%8C%D9%87%D8%A7%DB%8C_%D8%B9%D9%85%D9%84%DB%8C\" >\u062b\u0628\u062a\u200c\u0646\u0627\u0645 \u0645\u0631\u062d\u0644\u0647\u200c\u0628\u0647\u200c\u0645\u0631\u062d\u0644\u0647 (\u06af\u0627\u0645\u200c\u0647\u0627\u06cc \u0639\u0645\u0644\u06cc)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/delta.ir\/blogg\/news\/blue-online-loan\/#%D8%B4%D8%B1%D8%A7%DB%8C%D8%B7_%D9%88_%D9%85%D8%B9%DB%8C%D8%A7%D8%B1%D9%87%D8%A7%DB%8C_%D9%85%D9%87%D9%85_%D9%BE%D8%B0%DB%8C%D8%B1%D8%B4\" >\u0634\u0631\u0627\u06cc\u0637 \u0648 \u0645\u0639\u06cc\u0627\u0631\u0647\u0627\u06cc \u0645\u0647\u0645 \u067e\u0630\u06cc\u0631\u0634<\/a><\/li><li class='ez-toc-page-1 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\u062f\u0631\u062e\u0648\u0627\u0633\u062a \u062f\u0631 \u0627\u067e\u060c \u0628\u0631\u0631\u0633\u06cc \u0633\u0631\u06cc\u0639\u060c \u0648 \u0648\u0627\u0631\u06cc\u0632<a href=\"https:\/\/delta.ir\/blogg\/news\/refah-bank-instant-loan\/\"> \u0628\u062f\u0648\u0646 \u0636\u0627\u0645\u0646<\/a> (\u0628\u0627 \u0627\u062a\u06a9\u0627 \u0628\u0647 \u0631\u0641\u062a\u0627\u0631 \u0645\u0627\u0644\u06cc \u0648 \u0645\u06cc\u0627\u0646\u06af\u06cc\u0646 \u062d\u0633\u0627\u0628). \u0628\u0631 \u0627\u0633\u0627\u0633 \u0627\u0637\u0644\u0627\u0639\u0627\u062a \u0631\u0633\u0645\u06cc \u0628\u0644\u0648\u0628\u0627\u0646\u06a9\u060c \u0633\u0642\u0641 \u0627\u06cc\u0646 \u0648\u0627\u0645 \u062f\u0631 \u0645\u0633\u06cc\u0631 \u062a\u062f\u0631\u06cc\u062c\u06cc\u0650 \u0627\u0639\u062a\u0628\u0627\u0631\u06cc \u0627\u0632 \u06f3 \u062a\u0627 \u06f4\u06f0 \u0645\u06cc\u0644\u06cc\u0648\u0646 \u062a\u0648\u0645\u0627\u0646 \u062a\u0639\u0631\u06cc\u0641 \u0634\u062f\u0647 \u0648 \u0641\u0631\u0627\u06cc\u0646\u062f \u06a9\u0627\u0645\u0644\u0627\u064b \u063a\u06cc\u0631\u062d\u0636\u0648\u0631\u06cc \u0627\u0633\u062a.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%D9%88%D8%A7%D9%85_%D8%A2%D9%86%D9%84%D8%A7%DB%8C%D9%86\"><\/span><strong>\u0648\u0627\u0645 \u0622\u0646\u0644\u0627\u06cc\u0646 <\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li><strong>\u0646\u0648\u0639 \u0648\u0627\u0645:<\/strong> \u062a\u0633\u0647\u06cc\u0644\u0627\u062a \u062e\u0631\u062f\u0650 \u06a9\u0627\u0645\u0644\u0627\u064b \u0622\u0646\u0644\u0627\u06cc\u0646 \u0627\u0632 \u0637\u0631\u06cc\u0642 \u0627\u067e\u0644\u06cc\u06a9\u06cc\u0634\u0646 \u0628\u0644\u0648\u0628\u0627\u0646\u06a9<\/li>\n<li><strong>\u0636\u0627\u0645\u0646\/\u0648\u062b\u06cc\u0642\u0647:<\/strong> \u0646\u062f\u0627\u0631\u062f\u061b \u062a\u0635\u0645\u06cc\u0645 \u0628\u0631 \u067e\u0627\u06cc\u0647 <strong>\u0627\u0639\u062a\u0628\u0627\u0631\u0633\u0646\u062c\u06cc \u0648\u0627\u0645\u200c\u06af\u06cc\u0631\u0646\u062f\u0647<\/strong> \u0648 <strong>\u0645\u06cc\u0627\u0646\u06af\u06cc\u0646 \u062d\u0633\u0627\u0628 <\/strong><strong>\u06f3<\/strong><strong> \u0645\u0627\u0647\u0647<\/strong> \u0627\u0648 \u0627\u0646\u062c\u0627\u0645 \u0645\u06cc\u200c\u0634\u0648\u062f.<\/li>\n<li><strong><a href=\"https:\/\/delta.ir\/blogg\/news\/mortgage-loan\/\">\u0633\u0642\u0641 \u0648\u0627\u0645<\/a> \u0634\u062e\u0635\u06cc:<\/strong> \u0628\u0647\u200c\u0635\u0648\u0631\u062a \u0645\u0633\u06cc\u0631 \u0627\u0639\u062a\u0628\u0627\u0631\u06cc \u0627\u0632 \u062d\u062f\u0648\u062f \u06f3 \u062a\u0627 \u06f4\u06f0 \u0645\u06cc\u0644\u06cc\u0648\u0646 \u062a\u0648\u0645\u0627\u0646 (\u0627\u0641\u0632\u0627\u06cc\u0634 \u067e\u0633 \u0627\u0632 \u062e\u0648\u0634\u200c\u062d\u0633\u0627\u0628\u06cc \u062f\u0631 \u0645\u0631\u062d\u0644\u0647 \u0627\u0648\u0644)<\/li>\n<li><strong>\u0632\u0645\u0627\u0646\u200c\u0628\u0646\u062f\u06cc \u0628\u0631\u0631\u0633\u06cc:<\/strong> \u0627\u0639\u0644\u0627\u0645 \u0634\u062f\u0647 \u00ab\u0686\u0646\u062f \u062f\u0642\u06cc\u0642\u0647\u00bb \u0648 \u062a\u0645\u0627\u0645\u200c\u0622\u0646\u0644\u0627\u06cc\u0646 \u062f\u0627\u062e\u0644 \u0627\u067e<\/li>\n<\/ul>\n<p>\ud83d\udccc <strong>\u0646\u06a9\u062a\u0647:<\/strong> \u062f\u0631 \u0635\u0648\u0631\u062a\u06cc \u06a9\u0647 \u0648\u0627\u0645 \u0622\u0646\u0644\u0627\u06cc\u0646 \u0628\u0644\u0648 \u0631\u0627 \u0628\u0631\u0627\u06cc \u062e\u0631\u06cc\u062f \u06cc\u0627 \u0633\u0631\u0645\u0627\u06cc\u0647\u200c\u06af\u0630\u0627\u0631\u06cc \u0645\u0644\u06a9\u06cc \u0645\u0646\u0627\u0633\u0628 \u0645\u06cc\u200c\u0628\u06cc\u0646\u06cc\u062f\u060c \u067e\u06cc\u0634\u0646\u0647\u0627\u062f \u0645\u06cc\u200c\u06a9\u0646\u06cc\u0645 <a href=\"https:\/\/delta.ir\/blogg\/diverse\/bank-melli-mehrabani-loan-guide\/\"><strong>\u0648\u0627\u0645 \u0645\u0647\u0631\u0628\u0627\u0646\u06cc \u0628\u0627\u0646\u06a9 \u0645\u0644\u06cc<\/strong><\/a> \u0631\u0627 \u0647\u0645 \u0645\u0642\u0627\u06cc\u0633\u0647 \u06a9\u0646\u06cc\u062f\u061b \u0645\u0645\u06a9\u0646 \u0627\u0633\u062a \u0627\u0632 \u0646\u0638\u0631 \u06a9\u0627\u0631\u0645\u0632\u062f \u06cc\u0627 \u0645\u062f\u062a \u0628\u0627\u0632\u067e\u0631\u062f\u0627\u062e\u062a \u0628\u0631\u0627\u06cc \u0634\u0645\u0627 \u0645\u0642\u0631\u0648\u0646\u200c\u0628\u0647\u200c\u0635\u0631\u0641\u0647\u200c\u062a\u0631 \u0628\u0627\u0634\u062f.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%D8%A7%D9%86%D9%88%D8%A7%D8%B9_%D9%88%D8%A7%D9%85%E2%80%8C%D9%87%D8%A7_%D9%88_%D9%85%D8%B3%DB%8C%D8%B1%D9%87%D8%A7%DB%8C_%D8%AF%D8%B3%D8%AA%D8%B1%D8%B3%DB%8C\"><\/span><strong>\u0627\u0646\u0648\u0627\u0639 \u0648\u0627\u0645\u200c\u0647\u0627 \u0648 \u0645\u0633\u06cc\u0631\u0647\u0627\u06cc \u062f\u0633\u062a\u0631\u0633\u06cc<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li><strong>\u0648\u0627\u0645 \u0634\u062e\u0635\u06cc (<\/strong><strong>\u06f3<\/strong><strong> \u062a\u0627 <\/strong><strong>\u06f4\u06f0<\/strong><strong> \u0645\u06cc\u0644\u06cc\u0648\u0646): <\/strong>\u0634\u0631\u0648\u0639 \u0628\u0627 \u0645\u0628\u0644\u063a \u067e\u0627\u06cc\u06cc\u0646\u200c\u062a\u0631 (\u0645\u062b\u0644\u0627\u064b \u06f3\u2013\u06f1\u06f0 \u0645\u06cc\u0644\u06cc\u0648\u0646) \u0648 \u0627\u0641\u0632\u0627\u06cc\u0634 \u0633\u0642\u0641 \u067e\u0633 \u0627\u0632 \u062e\u0648\u0634\u200c\u062d\u0633\u0627\u0628\u06cc<\/li>\n<li><strong>\u0648\u0627\u0645\u200c\u0647\u0627\u06cc \u062a\u06a9\u0644\u06cc\u0641\u06cc (\u0645\u062b\u0644 \u0627\u0632\u062f\u0648\u0627\u062c\/\u0645\u0633\u06a9\u0646):<\/strong> \u0627\u0645\u06a9\u0627\u0646 \u062f\u0631\u062e\u0648\u0627\u0633\u062a <strong>\u063a\u06cc\u0631\u062d\u0636\u0648\u0631\u06cc<\/strong> \u062f\u0631 \u0628\u0644\u0648 \u0628\u0631\u0627\u06cc \u0628\u0631\u062e\u06cc \u0648\u0627\u0645\u200c\u0647\u0627\u06cc \u062a\u06a9\u0644\u06cc\u0641\u06cc \u0646\u06cc\u0632 \u0641\u0631\u0627\u0647\u0645 \u0627\u0633\u062a.<\/li>\n<li><strong>\u0648\u0627\u0645\/\u0627\u0639\u062a\u0628\u0627\u0631 \u062e\u0631\u06cc\u062f \u0627\u0642\u0633\u0627\u0637\u06cc:<\/strong> \u0628\u0631\u062e\u06cc \u0647\u0645\u06a9\u0627\u0631\u06cc\u200c\u0647\u0627 \u0627\u0645\u06a9\u0627\u0646 \u062e\u0631\u06cc\u062f \u0627\u0642\u0633\u0627\u0637\u06cc \u0628\u0627 <strong>\u0627\u0639\u062a\u0628\u0627\u0631 \u062a\u0627 \u062d\u062f\u0648\u062f <\/strong><strong>\u06f7\u06f5<\/strong><strong> \u0645\u06cc\u0644\u06cc\u0648\u0646<\/strong> \u0631\u0627 \u0641\u0631\u0627\u0647\u0645 \u0645\u06cc\u200c\u06a9\u0646\u0646\u062f. (\u0645\u062b\u0644\u0627\u064b \u0635\u0641\u062d\u0647 \u0648\u06cc\u0698\u0647 \u0627\u0632\u06a9\u06cc\u200c\u0648\u0627\u0645)<\/li>\n<li><strong>\u0637\u0631\u062d\u200c\u0647\u0627\u06cc \u0648\u06cc\u0698\u0647:<\/strong> \u0646\u0645\u0648\u0646\u0647\u200c\u0627\u06cc \u0627\u0632 \u06a9\u0645\u067e\u06cc\u0646\u200c\u0647\u0627\u060c \u00ab\u0628\u0627\u06a9\u0633 <strong>\u06f1\u06f4\u06f0\u06f4<\/strong> <strong>\u0622\u0631\u0632\u0648<\/strong>\u00bb \u0628\u0627 \u0648\u0627\u0645 <strong>\u06f1\u06f0<\/strong> <strong>\u0628\u0631\u0627\u0628\u0631\u06cc\u0650 \u0628\u062f\u0648\u0646 \u0633\u0648\u062f<\/strong> (\u06a9\u0645\u067e\u06cc\u0646\u200c\u0645\u062d\u0648\u0631 \u0648 \u0632\u0645\u0627\u0646\u200c\u062f\u0627\u0631)<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"%D8%AC%D8%AF%D9%88%D9%84_%D9%85%D9%82%D8%A7%DB%8C%D8%B3%D9%87\"><\/span><strong>\u062c\u062f\u0648\u0644 \u0645\u0642\u0627\u06cc\u0633\u0647 <\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table>\n<thead>\n<tr>\n<td><strong>\u0648\u06cc\u0698\u06af\u06cc<\/strong><\/td>\n<td><strong>\u0648\u0627\u0645 \u0622\u0646\u0644\u0627\u06cc\u0646 \u0628\u0644\u0648<\/strong><\/td>\n<td><strong>\u0648\u0627\u0645 \u0633\u0646\u062a\u06cc (\u0639\u0645\u0648\u0645\u06cc)<\/strong><\/td>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\u0636\u0627\u0645\u0646\/\u0648\u062b\u06cc\u0642\u0647<\/td>\n<td><strong>\u0628\u062f\u0648\u0646 \u0636\u0627\u0645\u0646<\/strong> \u0627\u0639\u062a\u0628\u0627\u0631\u0633\u0646\u062c\u06cc \u062f\u06cc\u062c\u06cc\u062a\u0627\u0644<\/td>\n<td>\u0645\u0639\u0645\u0648\u0644\u0627\u064b \u0646\u06cc\u0627\u0632\u0645\u0646\u062f \u0636\u0627\u0645\u0646\/\u0648\u062b\u06cc\u0642\u0647<\/td>\n<\/tr>\n<tr>\n<td>\u0641\u0631\u0627\u06cc\u0646\u062f<\/td>\n<td><strong>\u062a\u0645\u0627\u0645\u200c\u0622\u0646\u0644\u0627\u06cc\u0646<\/strong> \u062f\u0631 \u0627\u067e<\/td>\n<td>\u0645\u0631\u0627\u062c\u0639\u0647 \u062d\u0636\u0648\u0631\u06cc\u060c \u0641\u0631\u0645\u200c\u0647\u0627\u06cc \u06a9\u0627\u063a\u0630\u06cc<\/td>\n<\/tr>\n<tr>\n<td>\u0632\u0645\u0627\u0646 \u0628\u0631\u0631\u0633\u06cc<\/td>\n<td><strong>\u0686\u0646\u062f \u062f\u0642\u06cc\u0642\u0647<\/strong><\/td>\n<td>\u0686\u0646\u062f \u0631\u0648\u0632 \u062a\u0627 \u0686\u0646\u062f \u0647\u0641\u062a\u0647<\/td>\n<\/tr>\n<tr>\n<td>\u0634\u0631\u0648\u0639 \u0633\u0642\u0641<\/td>\n<td><strong>\u06f3<\/strong><strong>\u2013<\/strong><strong>\u06f1\u06f0<\/strong> <strong>\u0645\u06cc\u0644\u06cc\u0648\u0646<\/strong> \u0628\u0627 \u0645\u0633\u06cc\u0631 \u0627\u0639\u062a\u0628\u0627\u0631\u06cc \u062a\u0627 <strong>\u06f4\u06f0<\/strong> <strong>\u0645\u06cc\u0644\u06cc\u0648\u0646<\/strong><\/td>\n<td>\u0645\u062a\u0646\u0648\u0639\u060c \u0639\u0645\u0648\u0645\u0627\u064b \u0648\u0627\u0628\u0633\u062a\u0647 \u0628\u0647 \u0634\u0639\u0628\u0647\/\u0631\u062a\u0628\u0647 \u0627\u0639\u062a\u0628\u0627\u0631\u06cc<\/td>\n<\/tr>\n<tr>\n<td>\u0634\u0641\u0627\u0641\u06cc\u062a \u0648\u0636\u0639\u06cc\u062a<\/td>\n<td><strong>\u0646\u0645\u0627\u06cc\u0634 \u0644\u062d\u0638\u0647\u200c\u0627\u06cc<\/strong> \u062f\u0627\u062e\u0644 \u0627\u067e<\/td>\n<td>\u067e\u06cc\u06af\u06cc\u0631\u06cc \u062a\u0644\u0641\u0646\u06cc\/\u062d\u0636\u0648\u0631\u06cc<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2><\/h2>\n<p><img fetchpriority=\"high\" decoding=\"async\" class=\"alignnone wp-image-584595 size-full\" src=\"https:\/\/delta.ir\/blogg\/wp-content\/uploads\/2025\/09\/\u062a\u062a\u0628\u0628\u0628-1.jpg\" alt=\"\u0648\u0627\u0645 \u0628\u0627\u0646\u06a9\u06cc \u0622\u0646\u0644\u0627\u06cc\u0646 \u0628\u0644\u0648\" width=\"750\" height=\"375\" srcset=\"https:\/\/delta.ir\/blogg\/wp-content\/uploads\/2025\/09\/\u062a\u062a\u0628\u0628\u0628-1.jpg 750w, https:\/\/delta.ir\/blogg\/wp-content\/uploads\/2025\/09\/\u062a\u062a\u0628\u0628\u0628-1-300x150.jpg 300w, https:\/\/delta.ir\/blogg\/wp-content\/uploads\/2025\/09\/\u062a\u062a\u0628\u0628\u0628-1-360x180.jpg 360w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/><\/p>\n<h2><span class=\"ez-toc-section\" id=\"%D8%AB%D8%A8%D8%AA%E2%80%8C%D9%86%D8%A7%D9%85_%D9%85%D8%B1%D8%AD%D9%84%D9%87%E2%80%8C%D8%A8%D9%87%E2%80%8C%D9%85%D8%B1%D8%AD%D9%84%D9%87_%DA%AF%D8%A7%D9%85%E2%80%8C%D9%87%D8%A7%DB%8C_%D8%B9%D9%85%D9%84%DB%8C\"><\/span><strong>\u062b\u0628\u062a<\/strong><strong>\u200c\u0646\u0627\u0645 \u0645\u0631\u062d\u0644\u0647\u200c\u0628\u0647\u200c\u0645\u0631\u062d\u0644\u0647 (\u06af\u0627\u0645\u200c\u0647\u0627\u06cc \u0639\u0645\u0644\u06cc)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ol>\n<li><strong>\u0646\u0635\u0628 \u0648 \u0648\u0631\u0648\u062f \u0628\u0647 \u0627\u067e \u0628\u0644\u0648\u0628\u0627\u0646\u06a9<\/strong> \u0648 \u062a\u06a9\u0645\u06cc\u0644 \u0627\u062d\u0631\u0627\u0632 \u0647\u0648\u06cc\u062a \u062f\u06cc\u062c\u06cc\u062a\u0627\u0644<\/li>\n<li><strong>\u0627\u06cc\u062c\u0627\u062f \u0633\u0627\u0628\u0642\u0647\u200c\u06cc \u062d\u0633\u0627\u0628<\/strong> (\u062c\u0627\u0631\u06cc\/\u0633\u067e\u0631\u062f\u0647) \u0648 \u062d\u0641\u0638 <strong>\u0645\u06cc\u0627\u0646\u06af\u06cc\u0646 \u0633\u0647\u200c\u0645\u0627\u0647\u0647<\/strong> \u0642\u0627\u0628\u0644 \u0642\u0628\u0648\u0644<\/li>\n<li><strong>\u062f\u0631\u062e\u0648\u0627\u0633\u062a \u0648\u0627\u0645 \u062f\u0631 \u0627\u067e<\/strong> (\u0645\u0646\u0648\u06cc \u0648\u0627\u0645\/\u0641\u0631\u0648\u0634\u06af\u0627\u0647)<\/li>\n<li><strong>\u0628\u0631\u0631\u0633\u06cc \u0622\u0646\u06cc \u0633\u0627\u0645\u0627\u0646\u0647\u200c\u0647\u0627\u06cc \u0627\u0639\u062a\u0628\u0627\u0631\u06cc<\/strong> \u0648 \u0646\u0645\u0627\u06cc\u0634 \u0646\u062a\u06cc\u062c\u0647\/\u0627\u0642\u0633\u0627\u0637 (\u062f\u0631 \u0628\u0631\u062e\u06cc \u06af\u0632\u0627\u0631\u0634\u200c\u0647\u0627 \u00ab\u06a9\u0645\u062a\u0631 \u0627\u0632 \u06f1\u06f0 \u062f\u0642\u06cc\u0642\u0647\u00bb \u0630\u06a9\u0631 \u0634\u062f\u0647 \u0627\u0633\u062a.)<\/li>\n<li><strong>\u0642\u0628\u0648\u0644 \u0642\u0631\u0627\u0631\u062f\u0627\u062f \u0627\u0644\u06a9\u062a\u0631\u0648\u0646\u06cc\u06a9\u06cc<\/strong> \u0648 <strong>\u0648\u0627\u0631\u06cc\u0632<\/strong><\/li>\n<\/ol>\n<p>\u2705 <strong>\u0686\u06a9\u200c\u0644\u06cc\u0633\u062a \u0645\u062f\u0627\u0631\u06a9 (\u0631\u0627\u06cc\u062c \u0628\u0631\u0627\u06cc \u0648\u0627\u0645 \u062f\u06cc\u062c\u06cc\u062a\u0627\u0644):<\/strong> \u06a9\u0627\u0631\u062a \u0645\u0644\u06cc \u0647\u0648\u0634\u0645\u0646\u062f\u060c \u0634\u0645\u0627\u0631\u0647 \u0634\u0628\u0627\u06cc \u0645\u0639\u062a\u0628\u0631\u060c \u062e\u0637 \u062a\u0644\u0641\u0646 \u0628\u0647\u200c\u0646\u0627\u0645\u060c \u0646\u0634\u0627\u0646\u06cc \u067e\u0633\u062a\u06cc \u0648 \u0627\u0645\u06a9\u0627\u0646 <strong>\u0633\u0644\u0641\u06cc<\/strong> \u0628\u0631\u0627\u06cc \u0627\u062d\u0631\u0627\u0632 \u0647\u0648\u06cc\u062a (\u062c\u0632\u0626\u06cc\u0627\u062a \u062f\u0642\u06cc\u0642 \u0631\u0627 \u062f\u0631 \u0627\u067e \u0628\u0628\u06cc\u0646\u06cc\u062f.)<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%D8%B4%D8%B1%D8%A7%DB%8C%D8%B7_%D9%88_%D9%85%D8%B9%DB%8C%D8%A7%D8%B1%D9%87%D8%A7%DB%8C_%D9%85%D9%87%D9%85_%D9%BE%D8%B0%DB%8C%D8%B1%D8%B4\"><\/span><strong>\u0634\u0631\u0627\u06cc\u0637 \u0648 \u0645\u0639\u06cc\u0627\u0631\u0647\u0627\u06cc \u0645\u0647\u0645 \u067e\u0630\u06cc\u0631\u0634<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li><strong>\u0631\u0641\u062a\u0627\u0631 \u0645\u0627\u0644\u06cc \u062e\u0648\u0634\u200c\u062d\u0633\u0627\u0628:<\/strong> \u0628\u0627\u0632\u067e\u0631\u062f\u0627\u062e\u062a \u0628\u0647\u200c\u0645\u0648\u0642\u0639 \u0648\u0627\u0645 \u0645\u0631\u062d\u0644\u0647 \u0627\u0648\u0644<\/li>\n<li><strong>\u0645\u06cc\u0627\u0646\u06af\u06cc\u0646 \u0645\u0648\u062c\u0648\u062f\u06cc <\/strong><strong>\u06f3<\/strong><strong> \u0645\u0627\u0647 \u06af\u0630\u0634\u062a\u0647:<\/strong> \u0645\u0633\u062a\u0642\u06cc\u0645 \u0628\u0631 \u0633\u0642\u0641 \u0627\u062b\u0631 \u0645\u06cc\u200c\u06af\u0630\u0627\u0631\u062f.<\/li>\n<li><strong>\u0641\u0639\u0627\u0644\u06cc\u062a \u062d\u0633\u0627\u0628 \u0648 \u062a\u0631\u0627\u06a9\u0646\u0634\u200c\u0647\u0627\u06cc \u0634\u0641\u0627\u0641: <\/strong>\u0627\u0645\u062a\u06cc\u0627\u0632 \u0627\u0639\u062a\u0628\u0627\u0631\u06cc \u0628\u0647\u062a\u0631<\/li>\n<\/ul>\n<p>\ud83d\udca1 <strong>\u062a\u0631\u0641\u0646\u062f \u062a\u0623\u06cc\u06cc\u062f \u0633\u0631\u06cc\u0639:<\/strong> \u062d\u062f\u0627\u0642\u0644 \u06f3\u06f0 \u0631\u0648\u0632 \u0642\u0628\u0644 \u0627\u0632 \u062f\u0631\u062e\u0648\u0627\u0633\u062a\u060c \u0645\u06cc\u0627\u0646\u06af\u06cc\u0646 \u062d\u0633\u0627\u0628\u062a\u0627\u0646 \u0631\u0627 \u062a\u062b\u0628\u06cc\u062a \u06a9\u0646\u06cc\u062f\u060c \u0642\u0628\u0648\u0636\/\u0634\u0627\u0631\u0698\u0647\u0627 \u0631\u0627 \u0627\u0632 \u0647\u0645\u0627\u0646 \u062d\u0633\u0627\u0628 \u0628\u067e\u0631\u062f\u0627\u0632\u06cc\u062f \u0648 \u0627\u0632 \u0627\u0636\u0627\u0641\u0647\u200c\u0628\u0631\u062f\u0627\u0634\u062a \u0648 \u0686\u06a9 \u0628\u0631\u06af\u0634\u062a\u06cc \u062f\u0648\u0631\u06cc \u06a9\u0646\u06cc\u062f.<\/p>\n<p><strong>\u0633\u0624\u0627\u0644 \u0645\u0647\u0645: \u00ab\u0648\u0627\u0645 \u0628\u062f\u0648\u0646 \u0633\u0648\u062f\u00bb \u0648\u0627\u0642\u0639\u0627\u064b \u0648\u062c\u0648\u062f \u062f\u0627\u0631\u062f\u061f<\/strong><\/p>\n<p>\u062f\u0631 \u0642\u0627\u0644\u0628 \u06a9\u0645\u067e\u06cc\u0646\u200c\u0647\u0627\u06cc \u0645\u062d\u062f\u0648\u062f \u0645\u062b\u0644 <strong>\u0628\u0627\u06a9\u0633 <\/strong><strong>\u06f1\u06f4\u06f0\u06f4<\/strong><strong> \u0622\u0631\u0632\u0648<\/strong>\u060c \u0645\u062d\u062a\u0648\u0627\u06cc \u0631\u0633\u0645\u06cc \u0648 \u0628\u0631\u062e\u06cc \u0631\u0633\u0627\u0646\u0647\u200c\u0647\u0627 \u0627\u0632 <strong>\u0648\u0627\u0645 \u0628\u062f\u0648\u0646 \u0633\u0648\u062f<\/strong> \u0635\u062d\u0628\u062a \u06a9\u0631\u062f\u0647\u200c\u0627\u0646\u062f\u061b \u0627\u06cc\u0646 \u0645\u0648\u0627\u0631\u062f \u0645\u0639\u0645\u0648\u0644\u0627\u064b <strong>\u0637\u0631\u062d\u200c\u0645\u062d\u0648\u0631 \u0648 \u0632\u0645\u0627\u0646\u200c\u062f\u0627\u0631<\/strong> \u0647\u0633\u062a\u0646\u062f \u0648 \u0627\u0644\u0632\u0627\u0645\u0627\u062a \u062e\u0627\u0635 \u062e\u0648\u062f \u0631\u0627 \u062f\u0627\u0631\u0646\u062f. \u0642\u0628\u0644 \u0627\u0632 \u062a\u0635\u0645\u06cc\u0645\u200c\u06af\u06cc\u0631\u06cc\u060c \u062c\u0632\u0626\u06cc\u0627\u062a \u0647\u0645\u0627\u0646 \u06a9\u0645\u067e\u06cc\u0646 \u0631\u0627 \u062f\u0631 \u0627\u067e \u0631\u0633\u0645\u06cc \u0628\u0631\u0631\u0633\u06cc \u06a9\u0646\u06cc\u062f.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%D9%85%D9%82%D8%A7%DB%8C%D8%B3%D9%87_%D8%AC%D9%87%D8%A7%D9%86%DB%8C_%D8%AA%D8%AC%D8%B1%D8%A8%D9%87_%D9%86%D8%A6%D9%88%D8%A8%D8%A7%D9%86%DA%A9%E2%80%8C%D9%87%D8%A7_%D8%AF%D8%B1_%DA%A9%D8%B4%D9%88%D8%B1%D9%87%D8%A7%DB%8C_%D8%AF%DB%8C%DA%AF%D8%B1\"><\/span><strong>\u0645\u0642\u0627\u06cc\u0633\u0647 \u062c\u0647\u0627\u0646\u06cc: \u062a\u062c\u0631\u0628\u0647 \u0646\u0626\u0648\u0628\u0627\u0646\u06a9\u200c\u0647\u0627 \u062f\u0631 \u06a9\u0634\u0648\u0631\u0647\u0627\u06cc \u062f\u06cc\u06af\u0631<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li><strong>Revolut <\/strong><strong>\u0627\u0631\u0648\u067e\u0627: <\/strong>\u0648\u0627\u0645 \u0634\u062e\u0635\u06cc \u062f\u0631 \u0628\u0631\u062e\u06cc \u06a9\u0634\u0648\u0631\u0647\u0627 \u06a9\u0627\u0645\u0644\u0627\u064b \u062f\u0631\u0648\u0646\u200c\u0627\u067e\u060c \u0628\u0627 <strong>\u062a\u0635\u0645\u06cc\u0645\u200c\u06af\u06cc\u0631\u06cc \u0633\u0631\u06cc\u0639<\/strong>\u060c \u0628\u0627\u0632\u067e\u0631\u062f\u0627\u062e\u062a \u0645\u0646\u0639\u0637\u0641 \u0648 \u0627\u0645\u06a9\u0627\u0646 \u0628\u0627\u0632\u067e\u0631\u062f\u0627\u062e\u062a \u0632\u0648\u062f\u0647\u0646\u06af\u0627\u0645 \u0628\u062f\u0648\u0646 \u062c\u0631\u06cc\u0645\u0647<\/li>\n<li><strong>Monzo <\/strong><strong>\u0628\u0631\u06cc\u062a\u0627\u0646\u06cc\u0627:<\/strong> \u0648\u0627\u0645\u200c\u0647\u0627\u06cc \u0634\u062e\u0635\u06cc \u0628\u062f\u0648\u0646 \u06a9\u0627\u0631\u0645\u0632\u062f\u0647\u0627\u06cc \u067e\u0646\u0647\u0627\u0646\u060c \u0628\u0627 <strong>APR <\/strong><strong>\u0646\u0645\u0627\u06cc\u0646\u062f\u0647<\/strong> \u0648 \u0634\u0641\u0627\u0641\u06cc\u062a \u062f\u0631 \u0645\u062d\u0627\u0633\u0628\u0647 \u0627\u0642\u0633\u0627\u0637\u061b \u062f\u0631\u062e\u0648\u0627\u0633\u062a \u0648 \u0645\u062f\u06cc\u0631\u06cc\u062a \u06a9\u0627\u0645\u0644<\/li>\n<li><strong>Nubank <\/strong><strong>\u0628\u0631\u0632\u06cc\u0644\/\u0644\u0627\u062a\u0627\u0645: <\/strong>\u0645\u0642\u06cc\u0627\u0633 \u0628\u0633\u06cc\u0627\u0631 \u0628\u0632\u0631\u06af\u0650 \u0648\u0627\u0645\u200c\u062f\u0647\u06cc \u062f\u06cc\u062c\u06cc\u062a\u0627\u0644 \u0628\u0627 \u062a\u0645\u0631\u06a9\u0632 \u0628\u0631 \u062a\u062c\u0631\u0628\u0647 \u06a9\u0627\u0631\u0628\u0631 \u0648 \u0645\u062d\u0635\u0648\u0644\u0627\u062a \u0627\u0639\u062a\u0628\u0627\u0631\u06cc \u0645\u062a\u0646\u0648\u0639<\/li>\n<\/ul>\n<p>\u0646\u062a\u06cc\u062c\u0647: \u0627\u0644\u06af\u0648\u06cc \u0645\u0634\u062a\u0631\u06a9 \u062f\u0646\u06cc\u0627 \u0628\u0627 <strong>\u0648\u0627\u0645 \u0622\u0646\u0644\u0627\u06cc\u0646 \u0628\u0644\u0648<\/strong> \u06cc\u06a9\u06cc \u0627\u0633\u062a\u2014\u062f\u0631\u0648\u0646\u200c\u0627\u067e\u060c \u062a\u0635\u0645\u06cc\u0645\u200c\u06af\u06cc\u0631\u06cc \u0633\u0631\u06cc\u0639 \u0648 \u062a\u0645\u0631\u06a9\u0632 \u0628\u0631 <strong><a href=\"https:\/\/delta.ir\/blogg\/news\/loan-without-guarantor\/\">\u0627\u0639\u062a\u0628\u0627\u0631\u0633\u0646\u062c\u06cc<\/a> \u062f\u0627\u062f\u0647\u200c\u0645\u062d\u0648\u0631<\/strong>\u061b \u062a\u0641\u0627\u0648\u062a\u200c\u0647\u0627 \u0628\u06cc\u0634\u062a\u0631 \u062f\u0631 \u0633\u0642\u0641\u060c \u0646\u0631\u062e \u0648 \u0645\u0642\u0631\u0631\u0627\u062a \u0645\u062d\u0644\u06cc \u0627\u0633\u062a.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%D9%86%DA%A9%D8%A7%D8%AA_%D8%B7%D9%84%D8%A7%DB%8C%DB%8C_%D8%A8%D8%B1%D8%A7%DB%8C_%D8%AA%D8%A3%DB%8C%DB%8C%D8%AF_%D8%B3%D8%B1%DB%8C%D8%B9_%D9%88_%D8%AA%D8%AC%D8%B1%D8%A8%D9%87_%D8%A8%D9%87%D8%AA%D8%B1\"><\/span><strong>\u0646\u06a9\u0627\u062a \u0637\u0644\u0627\u06cc\u06cc \u0628\u0631\u0627\u06cc \u062a\u0623\u06cc\u06cc\u062f \u0633\u0631\u06cc\u0639 \u0648 \u062a\u062c\u0631\u0628\u0647 \u0628\u0647\u062a\u0631<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li><strong>\u067e\u06cc\u0634 \u0627\u0632 \u062f\u0631\u062e\u0648\u0627\u0633\u062a\u060c<\/strong> \u06cc\u06a9 \u062f\u0648\u0631\u0647 \u06a9\u0648\u062a\u0627\u0647 (\u06f4\u2013\u06f6 \u0647\u0641\u062a\u0647) \u0631\u0641\u062a\u0627\u0631 \u0645\u0627\u0644\u06cc \u0628\u0627 \u0646\u0638\u0645 \u0628\u0633\u0627\u0632\u06cc\u062f.<\/li>\n<li><strong>\u0627\u0642\u0633\u0627\u0637 \u0642\u0628\u0644\u06cc<\/strong> \u0631\u0627 \u062f\u0642\u06cc\u0642 \u067e\u0631\u062f\u0627\u062e\u062a \u0648 \u0633\u067e\u0633 \u0628\u0631\u0627\u06cc \u0645\u0631\u062d\u0644\u0647 \u0628\u0639\u062f \u0627\u0642\u062f\u0627\u0645 \u06a9\u0646\u06cc\u062f. (\u0645\u0633\u06cc\u0631 \u06f1\u06f0 \u062a\u0627 \u06f4\u06f0 \u0645\u06cc\u0644\u06cc\u0648\u0646)<\/li>\n<li><strong>\u0627\u0632 \u06cc\u06a9 \u062d\u0633\u0627\u0628 \u0627\u0635\u0644\u06cc<\/strong> \u0628\u0631\u0627\u06cc \u0645\u062e\u0627\u0631\u062c\/\u0648\u0627\u0631\u06cc\u0632\u0647\u0627 \u0627\u0633\u062a\u0641\u0627\u062f\u0647 \u06a9\u0646\u06cc\u062f \u062a\u0627 \u0627\u0644\u06af\u0648\u06cc \u062f\u0631\u0622\u0645\u062f\u06cc\u200c\u062a\u0627\u0646 \u0631\u0648\u0634\u0646 \u0628\u0627\u0634\u062f.<\/li>\n<li><strong>\u0633\u0642\u0641 \u062f\u0631\u062e\u0648\u0627\u0633\u062a<\/strong> \u0631\u0627 \u0628\u0627 \u062a\u0648\u0627\u0646 \u0628\u0627\u0632\u067e\u0631\u062f\u0627\u062e\u062a \u0648\u0627\u0642\u0639\u06cc \u0647\u0645\u0627\u0647\u0646\u06af \u06a9\u0646\u06cc\u062f.<\/li>\n<li><strong>\u0642\u0631\u0627\u0631\u062f\u0627\u062f \u0627\u0644\u06a9\u062a\u0631\u0648\u0646\u06cc\u06a9\u06cc<\/strong> \u0648 \u062c\u062f\u0648\u0644 \u0627\u0642\u0633\u0627\u0637 \u0631\u0627 \u0642\u0628\u0644 \u0627\u0632 \u062a\u0623\u06cc\u06cc\u062f \u0646\u0647\u0627\u06cc\u06cc \u0628\u0647\u200c\u062f\u0642\u062a \u0628\u062e\u0648\u0627\u0646\u06cc\u062f.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"%D9%87%D8%B2%DB%8C%D9%86%D9%87%E2%80%8C%D9%87%D8%A7%D8%8C_%DA%A9%D8%A7%D8%B1%D9%85%D8%B2%D8%AF_%D9%88_%D8%AF%D9%88%D8%B1%D9%87_%D8%A8%D8%A7%D8%B2%D9%BE%D8%B1%D8%AF%D8%A7%D8%AE%D8%AA\"><\/span><strong>\u0647\u0632\u06cc\u0646\u0647\u200c\u0647\u0627\u060c \u06a9\u0627\u0631\u0645\u0632\u062f \u0648 \u062f\u0648\u0631\u0647 \u0628\u0627\u0632\u067e\u0631\u062f\u0627\u062e\u062a<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u0647\u0632\u06cc\u0646\u0647\u200c\u0647\u0627 \u0648 \u06a9\u0627\u0631\u0645\u0632\u062f\u0647\u0627 \u0645\u0645\u06a9\u0646 \u0627\u0633\u062a <strong>\u0637\u0631\u062d\u200c\u0645\u062d\u0648\u0631<\/strong> \u0628\u0627\u0634\u0646\u062f \u0648 \u062a\u063a\u06cc\u06cc\u0631 \u06a9\u0646\u0646\u062f. \u0628\u0631\u062e\u06cc \u0645\u0646\u0627\u0628\u0639 \u0631\u0633\u0627\u0646\u0647\u200c\u0627\u06cc \u0627\u0632 \u0628\u0627\u0632\u0647\u200c\u0647\u0627\u06cc \u0645\u062a\u0646\u0648\u0639 \u0633\u0648\u062f \u0648 \u062f\u0648\u0631\u0647\u200c\u0647\u0627\u06cc \u0628\u0627\u0632\u067e\u0631\u062f\u0627\u062e\u062a (\u0627\u0632 \u06f6 \u062a\u0627 \u06f1\u06f8 \u0645\u0627\u0647 \u062f\u0631 \u0628\u0631\u062e\u06cc \u0637\u0631\u062d\u200c\u0647\u0627) \u0646\u0648\u0634\u062a\u0647\u200c\u0627\u0646\u062f\u061b \u0627\u0645\u0627 \u0645\u0631\u062c\u0639 \u0642\u0637\u0639\u06cc\u060c <strong>\u0627\u067e\/\u0648\u0628 \u0631\u0633\u0645\u06cc \u0628\u0644\u0648\u0628\u0627\u0646\u06a9<\/strong> \u0627\u0633\u062a.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%D8%B3%D8%A4%D8%A7%D9%84%D8%A7%D8%AA_%D9%85%D8%AA%D8%AF%D8%A7%D9%88%D9%84\"><\/span><strong>\u0633\u0624\u0627\u0644\u0627\u062a \u0645\u062a\u062f\u0627\u0648\u0644<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><strong>\u06f1.<\/strong> <strong>\u0622\u06cc\u0627 \u0628\u0631\u0627\u06cc \u0648\u0627\u0645 \u0622\u0646\u0644\u0627\u06cc\u0646 \u0628\u0644\u0648 \u0636\u0627\u0645\u0646 \u0644\u0627\u0632\u0645 \u0627\u0633\u062a\u061f<\/strong><br \/>\n\u062e\u06cc\u0631\u061b \u062a\u0635\u0645\u06cc\u0645 \u0628\u0631 \u0627\u0633\u0627\u0633 <strong>\u0627\u0639\u062a\u0628\u0627\u0631\u0633\u0646\u062c\u06cc \u0648 \u0645\u06cc\u0627\u0646\u06af\u06cc\u0646 \u062d\u0633\u0627\u0628<\/strong> \u0627\u0646\u062c\u0627\u0645 \u0645\u06cc\u200c\u0634\u0648\u062f.<\/p>\n<p><strong>\u06f2.<\/strong> <strong>\u00a0<\/strong><strong>\u0633\u0642\u0641 \u0648\u0627\u0645 \u0686\u0642\u062f\u0631 \u0627\u0633\u062a\u061f<\/strong><br \/>\n\u0645\u0633\u06cc\u0631 \u0627\u0639\u062a\u0628\u0627\u0631\u06cc \u0627\u0632 \u0645\u0628\u0627\u0644\u063a \u067e\u0627\u06cc\u06cc\u0646 \u0634\u0631\u0648\u0639 \u0648 \u062a\u0627 \u062d\u062f\u0648\u062f <strong>\u06f4\u06f0<\/strong> <strong>\u0645\u06cc\u0644\u06cc\u0648\u0646 \u062a\u0648\u0645\u0627\u0646<\/strong> \u062a\u0648\u0633\u0639\u0647 \u0645\u06cc\u200c\u06cc\u0627\u0628\u062f. (\u067e\u0633 \u0627\u0632 \u062e\u0648\u0634\u200c\u062d\u0633\u0627\u0628\u06cc)<\/p>\n<p><strong>\u06f3<\/strong><strong>. \u0645\u062f\u0627\u0631\u06a9 \u0644\u0627\u0632\u0645 \u0686\u06cc\u0633\u062a\u061f<\/strong><br \/>\n\u0627\u062d\u0631\u0627\u0632 \u0647\u0648\u06cc\u062a \u062f\u06cc\u062c\u06cc\u062a\u0627\u0644 \u062f\u0627\u062e\u0644 \u0627\u067e (\u06a9\u0627\u0631\u062a \u0645\u0644\u06cc\u060c \u0634\u0645\u0627\u0631\u0647 \u0634\u0628\u0627\u060c \u0633\u0644\u0641\u06cc \u0648 \u0627\u0637\u0644\u0627\u0639\u0627\u062a \u062a\u0645\u0627\u0633) \u062c\u0632\u0626\u06cc\u0627\u062a \u062f\u0642\u06cc\u0642 \u0631\u0627 \u062f\u0631 \u0627\u067e \u0628\u0628\u06cc\u0646\u06cc\u062f.<\/p>\n<p><strong>\u06f4.<\/strong> <strong>\u0648\u0627\u0631\u06cc\u0632 \u0686\u0642\u062f\u0631 \u0637\u0648\u0644 \u0645\u06cc\u200c\u06a9\u0634\u062f\u061f<\/strong><br \/>\n\u0641\u0631\u0627\u06cc\u0646\u062f <strong>\u0686\u0646\u062f \u062f\u0642\u06cc\u0642\u0647\u200c\u0627\u06cc\/\u0633\u0631\u06cc\u0639<\/strong> \u06af\u0632\u0627\u0631\u0634 \u0634\u062f\u0647\u061b \u0627\u0645\u0627 \u0628\u0647 \u0646\u062a\u06cc\u062c\u0647 \u0627\u0639\u062a\u0628\u0627\u0631\u0633\u0646\u062c\u06cc \u0628\u0633\u062a\u06af\u06cc \u062f\u0627\u0631\u062f.<\/p>\n<p><strong>\u06f5.<\/strong> <strong>\u0622\u06cc\u0627 \u0648\u0627\u0645 \u0628\u062f\u0648\u0646 \u0633\u0648\u062f \u0647\u0645 \u062f\u0627\u0631\u06cc\u0645\u061f<\/strong><br \/>\n\u0628\u0644\u0647\u060c <strong>\u062f\u0631 \u0642\u0627\u0644\u0628 \u06a9\u0645\u067e\u06cc\u0646\u200c\u0647\u0627\u06cc \u0645\u062d\u062f\u0648\u062f<\/strong> \u0645\u062b\u0644 \u00ab\u06f1\u06f4\u06f0\u06f4 \u0622\u0631\u0632\u0648\u00bb \u0627\u0645\u06a9\u0627\u0646\u200c\u067e\u0630\u06cc\u0631 \u0627\u0633\u062a\u061b \u0634\u0631\u0627\u06cc\u0637 \u0647\u0631 \u06a9\u0645\u067e\u06cc\u0646 \u0631\u0627 \u0628\u0631\u0631\u0633\u06cc \u06a9\u0646\u06cc\u062f.<\/p>\n<p><strong>\u06f6. <\/strong><strong>\u0622\u06cc\u0627 \u062e\u0631\u06cc\u062f \u0642\u0633\u0637\u06cc \u0647\u0645 \u067e\u0634\u062a\u06cc\u0628\u0627\u0646\u06cc \u0645\u06cc\u200c\u0634\u0648\u062f\u061f<\/strong><br \/>\n\u0628\u0644\u0647\u061b \u062f\u0631 \u0647\u0645\u06a9\u0627\u0631\u06cc\u200c\u0647\u0627\u06cc\u06cc \u0645\u062b\u0644 \u0627\u0632\u06a9\u06cc\u200c\u0648\u0627\u0645 \u062a\u0627 <strong>\u06f7\u06f5<\/strong> <strong>\u0645\u06cc\u0644\u06cc\u0648\u0646 \u062a\u0648\u0645\u0627\u0646 \u0627\u0639\u062a\u0628\u0627\u0631<\/strong> \u062e\u0631\u06cc\u062f \u06af\u0632\u0627\u0631\u0634 \u0634\u062f\u0647 \u0627\u0633\u062a.<\/p>\n<p><strong>\u06f7<\/strong><strong>. \u0627\u06af\u0631 \u0631\u062f \u0634\u0648\u0645 \u0686\u0647 \u06a9\u0646\u0645\u061f<\/strong><br \/>\n\u0645\u06cc\u0627\u0646\u06af\u06cc\u0646 \u062d\u0633\u0627\u0628\u062a\u0627\u0646 \u0631\u0627 \u0628\u0647\u0628\u0648\u062f \u062f\u0647\u06cc\u062f\u060c \u06af\u0631\u062f\u0634\u0650 \u0634\u0641\u0627\u0641 \u0628\u0633\u0627\u0632\u06cc\u062f\u060c \u0627\u0642\u0633\u0627\u0637\/\u062a\u0639\u0647\u062f\u0627\u062a \u062f\u06cc\u06af\u0631 \u0631\u0627 \u0645\u0646\u0638\u0645 \u06a9\u0646\u06cc\u062f \u0648 \u0628\u0639\u062f \u0627\u0632 \u0686\u0646\u062f \u0647\u0641\u062a\u0647 \u062f\u0648\u0628\u0627\u0631\u0647 \u0627\u0642\u062f\u0627\u0645 \u06a9\u0646\u06cc\u062f.<\/p>\n<p><strong>\u06f8<\/strong><strong>.<\/strong> <strong>\u0622\u06cc\u0627 \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u0645 \u0632\u0648\u062f\u062a\u0631 \u062a\u0633\u0648\u06cc\u0647 \u06a9\u0646\u0645\u061f<\/strong><br \/>\n\u062f\u0631 \u0628\u0633\u06cc\u0627\u0631\u06cc \u0627\u0632 \u0648\u0627\u0645\u200c\u0647\u0627\u06cc \u062f\u06cc\u062c\u06cc\u062a\u0627\u0644 \u062f\u0646\u06cc\u0627 \u0627\u0645\u06a9\u0627\u0646\u0634 \u0647\u0633\u062a. \u0634\u0631\u0627\u06cc\u0637 \u062f\u0642\u06cc\u0642 \u0628\u0644\u0648 \u0631\u0627 \u062f\u0631 \u0627\u067e \u0628\u0631\u0631\u0633\u06cc \u06a9\u0646\u06cc\u062f.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%D8%AC%D9%85%D8%B9%E2%80%8C%D8%A8%D9%86%D8%AF%DB%8C\"><\/span>\u062c\u0645\u0639\u200c\u0628\u0646\u062f\u06cc<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><strong>\u0648\u0627\u0645 \u0622\u0646\u0644\u0627\u06cc\u0646 \u0628\u0644\u0648<\/strong> \u0645\u0633\u06cc\u0631 \u06af\u0631\u0641\u062a\u0646 \u06cc\u06a9 \u0648\u0627\u0645 \u062e\u0631\u062f \u0631\u0627 \u0628\u0647 \u0686\u0646\u062f \u06a9\u0644\u06cc\u06a9 \u062f\u0631 \u0627\u067e \u062e\u0644\u0627\u0635\u0647 \u06a9\u0631\u062f\u0647: <strong>\u0628\u062f\u0648\u0646 \u0636\u0627\u0645\u0646\u060c \u0628\u0631\u0631\u0633\u06cc \u0633\u0631\u06cc\u0639\u060c \u0648 \u0645\u0633\u06cc\u0631 \u0627\u0639\u062a\u0628\u0627\u0631\u06cc \u062a\u0627 <\/strong><strong>\u06f4\u06f0 \u0645\u06cc\u0644\u06cc\u0648\u0646<\/strong>. \u0628\u0631\u0627\u06cc 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